Buying & collecting

Can I drive a car I have just bought from a private seller?

Illustration for: Can I drive a car I have just bought from a private seller?
Short answerOnly after valid insurance has started and the vehicle is otherwise legal to use on the road.

What you need to know

Do not rely on the seller’s insurance. Once the car changes hands, you need your own valid cover before driving.

If you are an overseas visitor, make sure the policy accepts your licence and residence details.

Important for this situation

Complete the insurance purchase before setting off, not while parked around the corner after collecting the car.

Need short-term car insurance?

If you are eligible and need temporary cover, you can compare available short-term insurance quotes and check the territorial limits of the policy offered before you buy.

Compare short-term car insurance quotes

Quotes are provided by Ramasis Limited, with whom Prudent Plus Limited has a trading agreement. Ramasis Limited is authorised and regulated by the Financial Conduct Authority (FRN 306294). Prudent Plus Limited may receive a commission for each policy purchased following an introduction; this does not affect the premium you pay.